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 Peoples State Bank of Munising
Peoples State Bank of Munising
| RSSD ID 262956 | CERTIFICATE 15165 | ABA NUMBER 91103181 |
| 100 E Superior St |
Quarter Ended : |
2025-09-30 |
| Munising, Michigan, 49862 |
Updated : |
2025-10-30 |
| www.psbup.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
34 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 194,022 |
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Total Interest Income | 6,379 |
| Total Liabilities | 171,881 |
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Total NonInterest Income | 674 |
| Total Bank Equity Capital | 22,141 |
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Total Interest Expense | 2,078 |
| Total Deposits | 152,460 |
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Total NonInterest Expense | 3,864 |
| Net Loans & Leases | 111,837 |
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Net Income | 852 |
| Loan Loss Allowance | 2,241 |
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Net Charge Offs | 6 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 113,912 |
| Total assets for the leverage ratio | 194,287 |
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Loans secured by real estate: | 90,484 |
| Tier 1 Leverage Ratio | 11.95 |
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Commercial and industrial loans | 16,968 |
| Off Balance Sheet Exposures (%) | 5.05 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,581 |
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:· Peoples State Bank of Munising
