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 Peoples State Bank of Munising
Peoples State Bank of Munising
| RSSD ID 262956 | CERTIFICATE 15165 | ABA NUMBER 91103181 |
| 100 E Superior St |
Quarter Ended : |
2025-03-31 |
| Munising, Michigan, 49862 |
Updated : |
2025-04-29 |
| www.psbup.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
36 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 201,733 |
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Total Interest Income | 2,106 |
| Total Liabilities | 181,191 |
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Total NonInterest Income | 213 |
| Total Bank Equity Capital | 20,542 |
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Total Interest Expense | 746 |
| Total Deposits | 152,982 |
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Total NonInterest Expense | 1,273 |
| Net Loans & Leases | 113,009 |
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Net Income | 253 |
| Loan Loss Allowance | 2,254 |
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Net Charge Offs | (7) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 116,461 |
| Total assets for the leverage ratio | 203,264 |
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Loans secured by real estate: | 92,662 |
| Tier 1 Leverage Ratio | 10.92 |
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Commercial and industrial loans | 18,228 |
| Off Balance Sheet Exposures (%) | 4.95 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,202 |
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:· Peoples State Bank of Munising
