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 Peoples State Bank of Munising
Peoples State Bank of Munising
| RSSD ID 262956 | CERTIFICATE 15165 | ABA NUMBER 91103181 |
| 100 E Superior St |
Quarter Ended : |
2025-12-31 |
| Munising, Michigan, 49862 |
Updated : |
2026-01-28 |
| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
35 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 182,282 |
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Total Interest Income | 8,361 |
| Total Liabilities | 159,891 |
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Total NonInterest Income | 1,170 |
| Total Bank Equity Capital | 22,391 |
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Total Interest Expense | 2,638 |
| Total Deposits | 139,234 |
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Total NonInterest Expense | 5,209 |
| Net Loans & Leases | 104,852 |
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Net Income | 1,386 |
| Loan Loss Allowance | 2,233 |
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Net Charge Offs | 14 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 111,137 |
| Total assets for the leverage ratio | 202,992 |
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Loans secured by real estate: | 85,763 |
| Tier 1 Leverage Ratio | 11.49 |
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Commercial and industrial loans | 16,443 |
| Off Balance Sheet Exposures (%) | 5.4 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,232 |
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:· Peoples State Bank of Munising
