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First Kentucky Bank, Inc.
First Kentucky Bank, Inc.
RSSD ID 263243 | CERTIFICATE 21247 | ABA NUMBER 83901113 |
223 S 6th St |
Quarter Ended : |
2025-03-31 |
Mayfield, Kentucky, 42066 |
Updated : |
2025-04-17 |
www.firstkentucky.com |
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Institution Profile |
Year Opened : |
1899 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
Yes |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
041 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
11 |
Number of Employees : |
106 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 589,079 |
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Total Interest Income | 6,969 |
Total Liabilities | 549,807 |
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Total NonInterest Income | 960 |
Total Bank Equity Capital | 39,272 |
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Total Interest Expense | 2,633 |
Total Deposits | 518,758 |
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Total NonInterest Expense | 3,763 |
Net Loans & Leases | 348,532 |
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Net Income | 1,423 |
Loan Loss Allowance | 4,740 |
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Net Charge Offs | (2) |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 58,069 |
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Total loans | 351,977 |
Total assets for the leverage ratio | 598,914 |
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Loans secured by real estate: | 277,828 |
Tier 1 Leverage Ratio | 8.89 |
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Commercial and industrial loans | 31,586 |
Tier 1 Capital Ratio | 13.18 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 14.37 |
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Loans to individuals - Other | 36,396 |
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