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 First Kentucky Bank, Inc.
First Kentucky Bank, Inc.
| RSSD ID 263243 | CERTIFICATE 21247 | ABA NUMBER 83901113 |
| 223 S 6th St |
Quarter Ended : |
2025-12-31 |
| Mayfield, Kentucky, 42066 |
Updated : |
2026-01-22 |
| www.firstkentucky.com |
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| Institution Profile |
| Year Opened : |
1899 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
111 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 587,827 |
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Total Interest Income | 28,764 |
| Total Liabilities | 543,527 |
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Total NonInterest Income | 4,076 |
| Total Bank Equity Capital | 44,300 |
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Total Interest Expense | 10,294 |
| Total Deposits | 507,749 |
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Total NonInterest Expense | 15,792 |
| Net Loans & Leases | 353,299 |
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Net Income | 6,479 |
| Loan Loss Allowance | 4,842 |
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Net Charge Offs | 60 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 59,620 |
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Total loans | 363,328 |
| Total assets for the leverage ratio | 603,393 |
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Loans secured by real estate: | 286,930 |
| Tier 1 Leverage Ratio | 9.07 |
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Commercial and industrial loans | 28,704 |
| Tier 1 Capital Ratio | 13.34 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.54 |
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Loans to individuals - Other | 37,106 |
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:· First Kentucky Bank, Inc.
