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 Macatawa Bank, National Association
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Macatawa Bank, National Association
| RSSD ID 2634351 | CERTIFICATE 34618 | ABA NUMBER 72413845 |
| 10753 Macatawa Dr |
Quarter Ended : |
2026-06-30 |
| Holland, Michigan, 49424 |
Updated : |
2026-07-30 |
| www.macatawabank.com |
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| Institution Profile |
| Year Opened : |
1997 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
28 |
Number of Employees : |
183 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,689,079 |
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Total Interest Income | 91,718 |
| Total Liabilities | 3,132,212 |
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Total NonInterest Income | 5,839 |
| Total Bank Equity Capital | 556,867 |
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Total Interest Expense | 25,099 |
| Total Deposits | 3,067,806 |
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Total NonInterest Expense | 31,869 |
| Net Loans & Leases | 2,796,495 |
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Net Income | 31,937 |
| Loan Loss Allowance | 20,821 |
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Net Charge Offs | 572 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 383,438 |
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Total loans | 2,720,255 |
| Total assets for the leverage ratio | 3,343,881 |
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Loans secured by real estate: | 1,004,261 |
| Tier 1 Leverage Ratio | 10.74 |
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Commercial and industrial loans | 1,395,043 |
| Tier 1 Capital Ratio | 11.37 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.14 |
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Loans to individuals - Other | 262,816 |
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:· Macatawa Bank, National Association
