|
 |
|
|
 Macatawa Bank, National Association
Macatawa Bank, National Association
| RSSD ID 2634351 | CERTIFICATE 34618 | ABA NUMBER 72413845 |
| 10753 Macatawa Dr |
Quarter Ended : |
2025-12-31 |
| Holland, Michigan, 49424 |
Updated : |
2026-01-30 |
| www.macatawabank.com |
|
| Institution Profile |
| Year Opened : |
1997 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
28 |
Number of Employees : |
177 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,664,026 |
|
Total Interest Income | 179,572 |
| Total Liabilities | 3,101,030 |
|
Total NonInterest Income | 9,788 |
| Total Bank Equity Capital | 562,996 |
|
Total Interest Expense | 47,594 |
| Total Deposits | 3,059,742 |
|
Total NonInterest Expense | 67,146 |
| Net Loans & Leases | 2,685,599 |
|
Net Income | 47,997 |
| Loan Loss Allowance | 23,635 |
|
Net Charge Offs | 833 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 382,248 |
|
Total loans | 2,624,432 |
| Total assets for the leverage ratio | 3,280,012 |
|
Loans secured by real estate: | 923,170 |
| Tier 1 Leverage Ratio | 10.84 |
|
Commercial and industrial loans | 1,418,389 |
| Tier 1 Capital Ratio | 11.8 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.69 |
|
Loans to individuals - Other | 244,063 |
|
|
|
|
:· Macatawa Bank, National Association
