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 Macatawa Bank, National Association
Macatawa Bank, National Association
| RSSD ID 2634351 | CERTIFICATE 34618 | ABA NUMBER 72413845 |
| 10753 Macatawa Dr |
Quarter Ended : |
2025-09-30 |
| Holland, Michigan, 49424 |
Updated : |
2025-10-30 |
| www.macatawabank.com |
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| Institution Profile |
| Year Opened : |
1997 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
29 |
Number of Employees : |
172 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,518,311 |
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Total Interest Income | 131,654 |
| Total Liabilities | 2,971,515 |
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Total NonInterest Income | 6,779 |
| Total Bank Equity Capital | 546,796 |
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Total Interest Expense | 35,224 |
| Total Deposits | 2,944,652 |
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Total NonInterest Expense | 50,638 |
| Net Loans & Leases | 2,523,761 |
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Net Income | 32,145 |
| Loan Loss Allowance | 24,835 |
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Net Charge Offs | 320 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 360,037 |
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Total loans | 2,130,675 |
| Total assets for the leverage ratio | 3,292,241 |
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Loans secured by real estate: | 831,751 |
| Tier 1 Leverage Ratio | 10.22 |
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Commercial and industrial loans | 1,045,193 |
| Tier 1 Capital Ratio | 12.02 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.87 |
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Loans to individuals - Other | 125,493 |
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:· Macatawa Bank, National Association
