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 The First National Bank of Waverly
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The First National Bank of Waverly
| RSSD ID 263627 | CERTIFICATE 6725 | ABA NUMBER 44206475 |
| 107 N Market St |
Quarter Ended : |
2026-06-30 |
| Waverly, Ohio, 45690 |
Updated : |
2026-07-29 |
| www.thefirstnational.com |
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| Institution Profile |
| Year Opened : |
1901 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
4 |
Number of Employees : |
33 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 196,208 |
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Total Interest Income | 3,693 |
| Total Liabilities | 177,490 |
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Total NonInterest Income | 525 |
| Total Bank Equity Capital | 18,718 |
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Total Interest Expense | 743 |
| Total Deposits | 172,575 |
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Total NonInterest Expense | 2,598 |
| Net Loans & Leases | 93,791 |
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Net Income | 736 |
| Loan Loss Allowance | 794 |
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Net Charge Offs | 16 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 19,535 |
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Total loans | 93,139 |
| Total assets for the leverage ratio | 203,055 |
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Loans secured by real estate: | 77,024 |
| Tier 1 Leverage Ratio | 9.22 |
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Commercial and industrial loans | 5,540 |
| Tier 1 Capital Ratio | 21.78 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 22.73 |
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Loans to individuals - Other | 2,035 |
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:· The First National Bank of Waverly
