|
 |
|
|
 The First National Bank of Waverly
The First National Bank of Waverly
| RSSD ID 263627 | CERTIFICATE 6725 | ABA NUMBER 44206475 |
| 107 N Market St |
Quarter Ended : |
2025-12-31 |
| Waverly, Ohio, 45690 |
Updated : |
2026-01-21 |
| www.thefirstnational.com |
|
| Institution Profile |
| Year Opened : |
1901 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
4 |
Number of Employees : |
32 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 196,173 |
|
Total Interest Income | 7,060 |
| Total Liabilities | 177,927 |
|
Total NonInterest Income | 1,022 |
| Total Bank Equity Capital | 18,246 |
|
Total Interest Expense | 2,414 |
| Total Deposits | 172,939 |
|
Total NonInterest Expense | 5,165 |
| Net Loans & Leases | 93,027 |
|
Net Income | 538 |
| Loan Loss Allowance | 810 |
|
Net Charge Offs | (158) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 19,081 |
|
Total loans | 93,228 |
| Total assets for the leverage ratio | 203,941 |
|
Loans secured by real estate: | 77,827 |
| Tier 1 Leverage Ratio | 8.95 |
|
Commercial and industrial loans | 6,063 |
| Tier 1 Capital Ratio | 20.56 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 21.5 |
|
Loans to individuals - Other | 1,842 |
|
|
|
|
:· The First National Bank of Waverly
