GUARANTY BANCORP, INC. Financial Reports

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:· GUARANTY BANCORP, INC.

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GUARANTY BANCORP, INC.

Institution Profile

Year Opened :

1997

Institution Type :

Holding Company

Reserve District :

Boston

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

External Auditor :

A M PEISCH COMPANY

Related Bank / Thrift	Assets	Asset Concentration
Woodsville Guaranty Savings Bank	677,501	Mortgage Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	44,792	Total Operating Income	1,830
Total Liabilities	12,930	Total Operating Expenses	733
Total Equity Capital	31,862	Equity in Undistributed Income	2,556
		Net income (loss)	3,398

Miscellaneous
Cash Dividends Declared by Bank Holding Company	988
Total Consolidated Assets of Bank Holding Company	681,271

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury