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 First State Bank
First State Bank
| RSSD ID 264455 | CERTIFICATE 15206 | ABA NUMBER 111921777 |
| 130 E Corsicana St |
Quarter Ended : |
2025-09-30 |
| Athens, Texas, 75751 |
Updated : |
2025-10-30 |
| www.bankfsb.com |
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| Institution Profile |
| Year Opened : |
1935 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
125 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 739,285 |
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Total Interest Income | 27,750 |
| Total Liabilities | 660,477 |
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Total NonInterest Income | 3,719 |
| Total Bank Equity Capital | 78,808 |
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Total Interest Expense | 6,162 |
| Total Deposits | 652,162 |
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Total NonInterest Expense | 15,148 |
| Net Loans & Leases | 492,209 |
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Net Income | 7,874 |
| Loan Loss Allowance | 6,278 |
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Net Charge Offs | 31 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 497,343 |
| Total assets for the leverage ratio | 732,563 |
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Loans secured by real estate: | 428,589 |
| Tier 1 Leverage Ratio | 11.3 |
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Commercial and industrial loans | 39,304 |
| Off Balance Sheet Exposures (%) | 3.92 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 17,483 |
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:· First State Bank
