|
 |
|
|
 First State Bank
First State Bank
| RSSD ID 264455 | CERTIFICATE 15206 | ABA NUMBER 111921777 |
| 130 E Corsicana St |
Quarter Ended : |
2025-12-31 |
| Athens, Texas, 75751 |
Updated : |
2026-01-30 |
| www.bankfsb.com |
|
| Institution Profile |
| Year Opened : |
1935 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
126 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 762,558 |
|
Total Interest Income | 37,901 |
| Total Liabilities | 681,637 |
|
Total NonInterest Income | 5,150 |
| Total Bank Equity Capital | 80,921 |
|
Total Interest Expense | 8,121 |
| Total Deposits | 673,523 |
|
Total NonInterest Expense | 20,570 |
| Net Loans & Leases | 483,791 |
|
Net Income | 11,125 |
| Loan Loss Allowance | 6,331 |
|
Net Charge Offs | 66 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 497,917 |
| Total assets for the leverage ratio | 741,342 |
|
Loans secured by real estate: | 429,767 |
| Tier 1 Leverage Ratio | 11.37 |
|
Commercial and industrial loans | 38,305 |
| Off Balance Sheet Exposures (%) | 3.45 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 17,498 |
|
|
|
|
:· First State Bank
