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 First State Bank
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First State Bank
| RSSD ID 264455 | CERTIFICATE 15206 | ABA NUMBER 111921777 |
| 130 E Corsicana St |
Quarter Ended : |
2026-06-30 |
| Athens, Texas, 75751 |
Updated : |
2026-07-30 |
| www.bankfsb.com |
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| Institution Profile |
| Year Opened : |
1935 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
126 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 761,734 |
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Total Interest Income | 20,561 |
| Total Liabilities | 677,333 |
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Total NonInterest Income | 2,636 |
| Total Bank Equity Capital | 84,401 |
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Total Interest Expense | 4,085 |
| Total Deposits | 669,472 |
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Total NonInterest Expense | 11,069 |
| Net Loans & Leases | 473,063 |
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Net Income | 6,324 |
| Loan Loss Allowance | 6,308 |
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Net Charge Offs | 82 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 478,501 |
| Total assets for the leverage ratio | 774,974 |
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Loans secured by real estate: | 419,337 |
| Tier 1 Leverage Ratio | 11.44 |
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Commercial and industrial loans | 29,281 |
| Off Balance Sheet Exposures (%) | 3.52 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 17,166 |
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:· First State Bank
