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 Happen Bank, National Association
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Happen Bank, National Association
| RSSD ID 264772 | CERTIFICATE 32551 | ABA NUMBER 124303256 |
| 2701 N Thanksgiving Way |
Quarter Ended : |
2026-06-30 |
| Lehi, Utah, 84043 |
Updated : |
2026-07-28 |
| www.happen.com |
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| Institution Profile |
| Year Opened : |
1987 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Consumer Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
1,093 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 12,476,843 |
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Total Interest Income | 529,654 |
| Total Liabilities | 11,048,043 |
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Total NonInterest Income | 153,541 |
| Total Bank Equity Capital | 1,428,800 |
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Total Interest Expense | 174,891 |
| Total Deposits | 10,854,299 |
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Total NonInterest Expense | 377,939 |
| Net Loans & Leases | 5,077,767 |
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Net Income | 108,823 |
| Loan Loss Allowance | 192,893 |
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Net Charge Offs | 72,811 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 1,422,423 |
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Total loans | 6,924,278 |
| Total assets for the leverage ratio | 11,987,084 |
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Loans secured by real estate: | 639,787 |
| Tier 1 Leverage Ratio | 10.98 |
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Commercial and industrial loans | 160,002 |
| Tier 1 Capital Ratio | 15.57 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.83 |
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Loans to individuals - Other | 6,124,489 |
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:· Happen Bank, National Association
