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 People's Bank of Commerce
People's Bank of Commerce
| RSSD ID 2661861 | CERTIFICATE 34685 | ABA NUMBER 123206736 |
| 1528 Biddle Rd |
Quarter Ended : |
2025-12-31 |
| Medford, Oregon, 97504 |
Updated : |
2026-01-29 |
| www.peoplesbank.bank |
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| Institution Profile |
| Year Opened : |
1998 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
126 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 788,704 |
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Total Interest Income | 42,428 |
| Total Liabilities | 675,999 |
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Total NonInterest Income | 4,310 |
| Total Bank Equity Capital | 112,705 |
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Total Interest Expense | 10,368 |
| Total Deposits | 661,982 |
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Total NonInterest Expense | 23,423 |
| Net Loans & Leases | 576,156 |
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Net Income | 9,132 |
| Loan Loss Allowance | 6,418 |
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Net Charge Offs | 133 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 578,346 |
| Total assets for the leverage ratio | 819,667 |
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Loans secured by real estate: | 499,011 |
| Tier 1 Leverage Ratio | 14.16 |
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Commercial and industrial loans | 72,133 |
| Off Balance Sheet Exposures (%) | 2.65 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,607 |
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:· People's Bank of Commerce
