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People's Bank of Commerce
People's Bank of Commerce
| RSSD ID 2661861 | CERTIFICATE 34685 | ABA NUMBER 123206736 |
| 1528 Biddle Rd |
Quarter Ended : |
2025-09-30 |
| Medford, Oregon, 97504 |
Updated : |
2025-10-28 |
| www.peoplesbank.bank |
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| Institution Profile |
| Year Opened : |
1998 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
133 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 810,393 |
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Total Interest Income | 31,408 |
| Total Liabilities | 699,223 |
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Total NonInterest Income | 3,243 |
| Total Bank Equity Capital | 111,170 |
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Total Interest Expense | 7,854 |
| Total Deposits | 684,963 |
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Total NonInterest Expense | 17,478 |
| Net Loans & Leases | 569,096 |
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Net Income | 6,479 |
| Loan Loss Allowance | 6,303 |
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Net Charge Offs | (3) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 572,055 |
| Total assets for the leverage ratio | 819,785 |
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Loans secured by real estate: | 493,813 |
| Tier 1 Leverage Ratio | 14.06 |
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Commercial and industrial loans | 72,423 |
| Off Balance Sheet Exposures (%) | 3.44 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,731 |
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