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 State Bank
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State Bank
| RSSD ID 266244 | CERTIFICATE 12706 | ABA NUMBER 81006395 |
| 885 N Illinois Route 3 |
Quarter Ended : |
2026-03-31 |
| Waterloo, Illinois, 62298 |
Updated : |
2026-04-29 |
| www.sbw.bank |
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| Institution Profile |
| Year Opened : |
1894 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
54 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 320,050 |
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Total Interest Income | 3,659 |
| Total Liabilities | 297,795 |
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Total NonInterest Income | 281 |
| Total Bank Equity Capital | 22,255 |
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Total Interest Expense | 1,426 |
| Total Deposits | 291,627 |
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Total NonInterest Expense | 2,247 |
| Net Loans & Leases | 198,276 |
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Net Income | 235 |
| Loan Loss Allowance | 2,223 |
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Net Charge Offs | 659 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 29,280 |
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Total loans | 206,002 |
| Total assets for the leverage ratio | 299,026 |
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Loans secured by real estate: | 183,178 |
| Tier 1 Leverage Ratio | 9.05 |
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Commercial and industrial loans | 16,953 |
| Tier 1 Capital Ratio | 10.6 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.47 |
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Loans to individuals - Other | 1,756 |
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:· State Bank
