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 State Bank
State Bank
| RSSD ID 266244 | CERTIFICATE 12706 | ABA NUMBER 81006395 |
| 885 N Illinois Route 3 |
Quarter Ended : |
2025-12-31 |
| Waterloo, Illinois, 62298 |
Updated : |
2026-01-29 |
| www.sbw.bank |
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| Institution Profile |
| Year Opened : |
1894 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
49 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 303,919 |
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Total Interest Income | 14,702 |
| Total Liabilities | 282,056 |
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Total NonInterest Income | 2,749 |
| Total Bank Equity Capital | 21,863 |
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Total Interest Expense | 6,285 |
| Total Deposits | 260,719 |
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Total NonInterest Expense | 8,417 |
| Net Loans & Leases | 198,150 |
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Net Income | 1,692 |
| Loan Loss Allowance | 2,881 |
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Net Charge Offs | 74 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 29,227 |
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Total loans | 197,136 |
| Total assets for the leverage ratio | 304,715 |
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Loans secured by real estate: | 175,315 |
| Tier 1 Leverage Ratio | 8.8 |
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Commercial and industrial loans | 15,593 |
| Tier 1 Capital Ratio | 10.32 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.24 |
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Loans to individuals - Other | 1,959 |
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:· State Bank
