|
 |
 |
|
ACB Bank
ACB Bank
| RSSD ID 266253 | CERTIFICATE 4061 | ABA NUMBER 103102368 |
| 323 S Grand Ave |
Quarter Ended : |
2025-12-31 |
| Cherokee, Oklahoma, 73728 |
Updated : |
2026-02-02 |
| www.acbbank.net |
|
| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
23 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
| Total Assets | 142,953 |
|
Total Interest Income | 9,116 |
| Total Liabilities | 126,602 |
|
Total NonInterest Income | 466 |
| Total Bank Equity Capital | 16,351 |
|
Total Interest Expense | 3,277 |
| Total Deposits | 114,283 |
|
Total NonInterest Expense | 3,952 |
| Net Loans & Leases | 105,785 |
|
Net Income | 2,226 |
| Loan Loss Allowance | 2,144 |
|
Net Charge Offs | 92 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 106,448 |
| Total assets for the leverage ratio | 143,587 |
|
Loans secured by real estate: | 63,069 |
| Tier 1 Leverage Ratio | 12.07 |
|
Commercial and industrial loans | 8,257 |
| Off Balance Sheet Exposures (%) | 10.56 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 1,473 |
|
|
|
|