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 Portage Community Bank
Portage Community Bank
| RSSD ID 2668598 | CERTIFICATE 34760 | ABA NUMBER 41215498 |
| 1311 E Main St |
Quarter Ended : |
2025-12-31 |
| Ravenna, Ohio, 44266 |
Updated : |
2026-01-30 |
| www.portagecommunity.bank |
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| Institution Profile |
| Year Opened : |
1998 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
77 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 533,410 |
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Total Interest Income | 25,550 |
| Total Liabilities | 480,319 |
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Total NonInterest Income | 2,502 |
| Total Bank Equity Capital | 53,091 |
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Total Interest Expense | 9,195 |
| Total Deposits | 467,846 |
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Total NonInterest Expense | 12,218 |
| Net Loans & Leases | 392,043 |
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Net Income | 4,883 |
| Loan Loss Allowance | 3,814 |
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Net Charge Offs | (2) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 62,758 |
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Total loans | 393,735 |
| Total assets for the leverage ratio | 538,421 |
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Loans secured by real estate: | 356,293 |
| Tier 1 Leverage Ratio | 10.92 |
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Commercial and industrial loans | 34,554 |
| Tier 1 Capital Ratio | 14.72 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.7 |
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Loans to individuals - Other | 2,991 |
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:· Portage Community Bank
