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 Portage Community Bank
Portage Community Bank
| RSSD ID 2668598 | CERTIFICATE 34760 | ABA NUMBER 41215498 |
| 1311 E Main St |
Quarter Ended : |
2025-06-30 |
| Ravenna, Ohio, 44266 |
Updated : |
2025-07-29 |
| www.portagecommunity.bank |
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| Institution Profile |
| Year Opened : |
1998 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
75 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 517,503 |
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Total Interest Income | 12,296 |
| Total Liabilities | 469,104 |
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Total NonInterest Income | 1,214 |
| Total Bank Equity Capital | 48,399 |
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Total Interest Expense | 4,592 |
| Total Deposits | 461,510 |
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Total NonInterest Expense | 6,281 |
| Net Loans & Leases | 375,426 |
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Net Income | 2,024 |
| Loan Loss Allowance | 3,635 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 59,963 |
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Total loans | 379,061 |
| Total assets for the leverage ratio | 525,320 |
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Loans secured by real estate: | 335,453 |
| Tier 1 Leverage Ratio | 10.7 |
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Commercial and industrial loans | 34,455 |
| Tier 1 Capital Ratio | 14.54 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.51 |
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Loans to individuals - Other | 4,200 |
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:· Portage Community Bank
