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 The Monticello Banking Company
The Monticello Banking Company
| RSSD ID 266945 | CERTIFICATE 292 | ABA NUMBER 83902581 |
| 50 N Main St |
Quarter Ended : |
2025-03-31 |
| Monticello, Kentucky, 42633 |
Updated : |
2025-04-16 |
| mbcbank.com |
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| Institution Profile |
| Year Opened : |
1895 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
20 |
Number of Employees : |
201 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,169,330 |
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Total Interest Income | 14,261 |
| Total Liabilities | 1,079,410 |
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Total NonInterest Income | 1,466 |
| Total Bank Equity Capital | 89,920 |
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Total Interest Expense | 5,499 |
| Total Deposits | 943,764 |
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Total NonInterest Expense | 7,023 |
| Net Loans & Leases | 839,795 |
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Net Income | 2,600 |
| Loan Loss Allowance | 9,564 |
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Net Charge Offs | 13 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 835,824 |
| Total assets for the leverage ratio | 1,184,933 |
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Loans secured by real estate: | 743,885 |
| Tier 1 Leverage Ratio | 9.77 |
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Commercial and industrial loans | 38,696 |
| Off Balance Sheet Exposures (%) | 6.32 |
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Loans to individuals - Credit Cards | 1,452 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 17,393 |
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:· The Monticello Banking Company
