|
 |
|
|
 Mascoma Bank
Mascoma Bank
| RSSD ID 268006 | CERTIFICATE 18013 | ABA NUMBER 211770213 |
| 67 N Park St |
Quarter Ended : |
2025-12-31 |
| Lebanon, New Hampshire, 3766 |
Updated : |
2026-01-28 |
| www.mascoma.bank |
|
| Institution Profile |
| Year Opened : |
1899 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
26 |
Number of Employees : |
408 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,991,929 |
|
Total Interest Income | 131,642 |
| Total Liabilities | 2,740,166 |
|
Total NonInterest Income | 21,039 |
| Total Bank Equity Capital | 251,763 |
|
Total Interest Expense | 48,814 |
| Total Deposits | 2,662,315 |
|
Total NonInterest Expense | 85,682 |
| Net Loans & Leases | 2,461,004 |
|
Net Income | 15,199 |
| Loan Loss Allowance | 18,302 |
|
Net Charge Offs | 14 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 285,635 |
|
Total loans | 2,464,040 |
| Total assets for the leverage ratio | 2,996,615 |
|
Loans secured by real estate: | 2,279,348 |
| Tier 1 Leverage Ratio | 8.89 |
|
Commercial and industrial loans | 100,237 |
| Tier 1 Capital Ratio | 11.96 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.83 |
|
Loans to individuals - Other | 21,592 |
|
|
|
|
:· Mascoma Bank
