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 The Citizens Bank of Swainsboro
The Citizens Bank of Swainsboro
| RSSD ID 268136 | CERTIFICATE 11295 | ABA NUMBER 61203558 |
| 121 N Main St |
Quarter Ended : |
2025-03-31 |
| Swainsboro, Georgia, 30401 |
Updated : |
2025-04-30 |
| www.cbs-lc.com |
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| Institution Profile |
| Year Opened : |
1900 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
61 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 399,953 |
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Total Interest Income | 5,880 |
| Total Liabilities | 357,681 |
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Total NonInterest Income | 450 |
| Total Bank Equity Capital | 42,272 |
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Total Interest Expense | 1,365 |
| Total Deposits | 353,051 |
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Total NonInterest Expense | 2,657 |
| Net Loans & Leases | 268,787 |
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Net Income | 1,711 |
| Loan Loss Allowance | 5,308 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 46,242 |
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Total loans | 267,239 |
| Total assets for the leverage ratio | 386,778 |
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Loans secured by real estate: | 207,547 |
| Tier 1 Leverage Ratio | 11.14 |
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Commercial and industrial loans | 42,448 |
| Tier 1 Capital Ratio | 17.15 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.41 |
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Loans to individuals - Other | 13,862 |
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:· The Citizens Bank of Swainsboro
