|
 |
|
|
 Legacy Bank
|
Legacy Bank
| RSSD ID 268828 | CERTIFICATE 19011 | ABA NUMBER 51401153 |
| 20957 Riverside Dr |
Quarter Ended : |
2026-03-31 |
| Grundy, Virginia, 24614 |
Updated : |
2026-05-07 |
| www.mylegacybank.net |
|
| Institution Profile |
| Year Opened : |
1964 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
49 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 357,813 |
|
Total Interest Income | 4,118 |
| Total Liabilities | 293,963 |
|
Total NonInterest Income | 384 |
| Total Bank Equity Capital | 63,850 |
|
Total Interest Expense | 1,613 |
| Total Deposits | 290,736 |
|
Total NonInterest Expense | 1,932 |
| Net Loans & Leases | 226,984 |
|
Net Income | 817 |
| Loan Loss Allowance | 2,584 |
|
Net Charge Offs | 99 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 75,988 |
|
Total loans | 225,959 |
| Total assets for the leverage ratio | 358,302 |
|
Loans secured by real estate: | 183,058 |
| Tier 1 Leverage Ratio | 20.49 |
|
Commercial and industrial loans | 13,865 |
| Tier 1 Capital Ratio | 27.92 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 28.9 |
|
Loans to individuals - Other | 22,151 |
|
|
|
|
:· Legacy Bank
