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 Legacy Bank
Legacy Bank
| RSSD ID 268828 | CERTIFICATE 19011 | ABA NUMBER 51401153 |
| 20957 Riverside Dr |
Quarter Ended : |
2025-06-30 |
| Grundy, Virginia, 24614 |
Updated : |
2025-07-22 |
| www.mylegacybank.net |
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| Institution Profile |
| Year Opened : |
1964 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
49 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 357,755 |
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Total Interest Income | 7,799 |
| Total Liabilities | 296,632 |
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Total NonInterest Income | 208 |
| Total Bank Equity Capital | 61,123 |
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Total Interest Expense | 2,829 |
| Total Deposits | 295,803 |
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Total NonInterest Expense | 3,374 |
| Net Loans & Leases | 204,811 |
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Net Income | 1,545 |
| Loan Loss Allowance | 2,891 |
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Net Charge Offs | 27 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 75,729 |
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Total loans | 201,773 |
| Total assets for the leverage ratio | 341,565 |
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Loans secured by real estate: | 163,708 |
| Tier 1 Leverage Ratio | 21.32 |
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Commercial and industrial loans | 14,284 |
| Tier 1 Capital Ratio | 30.15 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 31.35 |
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Loans to individuals - Other | 16,743 |
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:· Legacy Bank
