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 Lake Central Bank
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Lake Central Bank
| RSSD ID 269058 | CERTIFICATE 10989 | ABA NUMBER 91904610 |
| 40 Chestnut St W |
Quarter Ended : |
2026-06-30 |
| Annandale, Minnesota, 55302 |
Updated : |
2026-07-23 |
| www.lakecentral.bank |
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| Institution Profile |
| Year Opened : |
1893 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
36 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 291,311 |
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Total Interest Income | 7,286 |
| Total Liabilities | 260,858 |
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Total NonInterest Income | 1,254 |
| Total Bank Equity Capital | 30,453 |
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Total Interest Expense | 1,476 |
| Total Deposits | 257,347 |
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Total NonInterest Expense | 3,407 |
| Net Loans & Leases | 183,729 |
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Net Income | 3,422 |
| Loan Loss Allowance | 2,439 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 34,826 |
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Total loans | 186,298 |
| Total assets for the leverage ratio | 290,115 |
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Loans secured by real estate: | 119,555 |
| Tier 1 Leverage Ratio | 11.15 |
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Commercial and industrial loans | 35,963 |
| Tier 1 Capital Ratio | 14.18 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.26 |
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Loans to individuals - Other | 14,344 |
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:· Lake Central Bank
