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Community National Bank
Community National Bank
RSSD ID 270504 | CERTIFICATE 6271 | ABA NUMBER 11601029 |
4811 U.S. Route 5 |
Quarter Ended : |
2025-06-30 |
Derby, Vermont, 05855 |
Updated : |
2025-07-28 |
www.communitynationalbank.com |
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Institution Profile |
Year Opened : |
1851 |
Institution Type : |
Commercial bank |
Entity Type : |
Federal |
Federal Regulator : |
OCC |
Member Federal Reserve : |
Yes |
S-Corp : |
No |
Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
12 |
Number of Employees : |
130 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 1,166,044 |
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Total Interest Income | 29,360 |
Total Liabilities | 1,047,863 |
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Total NonInterest Income | 3,637 |
Total Bank Equity Capital | 118,181 |
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Total Interest Expense | 9,559 |
Total Deposits | 934,460 |
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Total NonInterest Expense | 13,067 |
Net Loans & Leases | 931,920 |
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Net Income | 8,166 |
Loan Loss Allowance | 10,550 |
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Net Charge Offs | 74 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 130,047 |
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Total loans | 951,072 |
Total assets for the leverage ratio | 1,183,436 |
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Loans secured by real estate: | 745,952 |
Tier 1 Leverage Ratio | 10.06 |
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Commercial and industrial loans | 125,026 |
Tier 1 Capital Ratio | 13.6 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 14.85 |
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Loans to individuals - Other | 9,550 |
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