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 The Peoples Bank of Georgia
The Peoples Bank of Georgia
| RSSD ID 272030 | CERTIFICATE 170 | ABA NUMBER 61103920 |
| 26 W Monroe St |
Quarter Ended : |
2025-09-30 |
| Talbotton, Georgia, 31827 |
Updated : |
2025-10-29 |
| www.peoplesbankofga.com |
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| Institution Profile |
| Year Opened : |
1891 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
43 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 225,230 |
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Total Interest Income | 11,118 |
| Total Liabilities | 206,028 |
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Total NonInterest Income | 645 |
| Total Bank Equity Capital | 19,202 |
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Total Interest Expense | 3,351 |
| Total Deposits | 204,649 |
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Total NonInterest Expense | 4,920 |
| Net Loans & Leases | 178,198 |
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Net Income | 2,404 |
| Loan Loss Allowance | 1,715 |
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Net Charge Offs | 190 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 175,057 |
| Total assets for the leverage ratio | 217,449 |
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Loans secured by real estate: | 147,036 |
| Tier 1 Leverage Ratio | 9.44 |
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Commercial and industrial loans | 12,293 |
| Off Balance Sheet Exposures (%) | 0.07 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 14,305 |
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:· The Peoples Bank of Georgia
