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 The Peoples Bank of Georgia
The Peoples Bank of Georgia
| RSSD ID 272030 | CERTIFICATE 170 | ABA NUMBER 61103920 |
| 26 W Monroe St |
Quarter Ended : |
2025-12-31 |
| Talbotton, Georgia, 31827 |
Updated : |
2026-01-29 |
| www.peoplesbankofga.com |
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| Institution Profile |
| Year Opened : |
1891 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
41 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 235,258 |
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Total Interest Income | 15,143 |
| Total Liabilities | 215,091 |
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Total NonInterest Income | 886 |
| Total Bank Equity Capital | 20,167 |
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Total Interest Expense | 4,541 |
| Total Deposits | 213,679 |
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Total NonInterest Expense | 6,695 |
| Net Loans & Leases | 185,249 |
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Net Income | 3,324 |
| Loan Loss Allowance | 1,818 |
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Net Charge Offs | 177 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 184,476 |
| Total assets for the leverage ratio | 229,741 |
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Loans secured by real estate: | 155,163 |
| Tier 1 Leverage Ratio | 9.31 |
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Commercial and industrial loans | 13,072 |
| Off Balance Sheet Exposures (%) | 0.07 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 14,509 |
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:· The Peoples Bank of Georgia
