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 Southern Bank
Southern Bank
| RSSD ID 272272 | CERTIFICATE 28332 | ABA NUMBER 281573259 |
| 2991 Oak Grove Rd |
Quarter Ended : |
2025-12-31 |
| Poplar Bluff, Missouri, 63901 |
Updated : |
2026-01-30 |
| www.bankwithsouthern.com |
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| Institution Profile |
| Year Opened : |
1887 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
70 |
Number of Employees : |
719 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 5,043,770 |
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Total Interest Income | 285,788 |
| Total Liabilities | 4,516,602 |
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Total NonInterest Income | 33,303 |
| Total Bank Equity Capital | 527,168 |
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Total Interest Expense | 119,181 |
| Total Deposits | 4,321,308 |
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Total NonInterest Expense | 106,523 |
| Net Loans & Leases | 4,172,091 |
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Net Income | 67,421 |
| Loan Loss Allowance | 54,465 |
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Net Charge Offs | 9,420 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 569,963 |
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Total loans | 4,202,747 |
| Total assets for the leverage ratio | 5,027,494 |
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Loans secured by real estate: | 3,377,269 |
| Tier 1 Leverage Ratio | 10.34 |
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Commercial and industrial loans | 493,322 |
| Tier 1 Capital Ratio | 12.2 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.38 |
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Loans to individuals - Other | 55,148 |
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:· Southern Bank
