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The Mt. Victory State Bank
The Mt. Victory State Bank
| RSSD ID 274025 | CERTIFICATE 9438 | ABA NUMBER 41213704 |
| 103 S Main St |
Quarter Ended : |
2025-09-30 |
| Mount Victory, Ohio, 43340 |
Updated : |
2025-10-22 |
| www.mtvictorybank.com |
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| Institution Profile |
| Year Opened : |
1929 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
5 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 21,510 |
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Total Interest Income | 935 |
| Total Liabilities | 19,263 |
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Total NonInterest Income | 32 |
| Total Bank Equity Capital | 2,247 |
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Total Interest Expense | 182 |
| Total Deposits | 19,238 |
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Total NonInterest Expense | 487 |
| Net Loans & Leases | 13,204 |
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Net Income | 185 |
| Loan Loss Allowance | 312 |
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Net Charge Offs | 27 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 13,290 |
| Total assets for the leverage ratio | 22,292 |
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Loans secured by real estate: | 8,739 |
| Tier 1 Leverage Ratio | 10.77 |
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Commercial and industrial loans | 2,408 |
| Off Balance Sheet Exposures (%) | 1.55 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 960 |
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