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 TruPoint Bank
TruPoint Bank
| RSSD ID 274829 | CERTIFICATE 21883 | ABA NUMBER 51403672 |
| 20089 Riverside Dr |
Quarter Ended : |
2025-12-31 |
| Grundy, Virginia, 24614 |
Updated : |
2026-01-30 |
| www.trupointbank.com |
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| Institution Profile |
| Year Opened : |
1975 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
16 |
Number of Employees : |
147 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 696,145 |
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Total Interest Income | 25,106 |
| Total Liabilities | 632,599 |
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Total NonInterest Income | 3,718 |
| Total Bank Equity Capital | 63,546 |
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Total Interest Expense | 6,599 |
| Total Deposits | 603,397 |
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Total NonInterest Expense | 17,899 |
| Net Loans & Leases | 435,071 |
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Net Income | 3,278 |
| Loan Loss Allowance | 5,650 |
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Net Charge Offs | 5 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 437,127 |
| Total assets for the leverage ratio | 679,073 |
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Loans secured by real estate: | 301,774 |
| Tier 1 Leverage Ratio | 10.34 |
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Commercial and industrial loans | 77,498 |
| Off Balance Sheet Exposures (%) | 5.2 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 62,559 |
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:· TruPoint Bank
