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TruPoint Bank
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TruPoint Bank
| RSSD ID 274829 | CERTIFICATE 21883 | ABA NUMBER 51403672 |
| 20089 Riverside Dr |
Quarter Ended : |
2026-06-30 |
| Grundy, Virginia, 24614 |
Updated : |
2026-07-28 |
| www.trupointbank.com |
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| Institution Profile |
| Year Opened : |
1975 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
16 |
Number of Employees : |
146 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 690,754 |
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Total Interest Income | 17,023 |
| Total Liabilities | 626,568 |
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Total NonInterest Income | 2,272 |
| Total Bank Equity Capital | 64,186 |
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Total Interest Expense | 3,861 |
| Total Deposits | 593,717 |
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Total NonInterest Expense | 10,922 |
| Net Loans & Leases | 461,111 |
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Net Income | 3,903 |
| Loan Loss Allowance | 5,544 |
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Net Charge Offs | (260) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 470,884 |
| Total assets for the leverage ratio | 689,680 |
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Loans secured by real estate: | 297,738 |
| Tier 1 Leverage Ratio | 10.6 |
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Commercial and industrial loans | 82,914 |
| Off Balance Sheet Exposures (%) | 4.5 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 90,077 |
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