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Synergy Bank
Synergy Bank
| RSSD ID 2748502 | CERTIFICATE 34978 | ABA NUMBER 65405297 |
| 210 Synergy Center Blvd |
Quarter Ended : |
2025-09-30 |
| Houma, Louisiana, 70360 |
Updated : |
2025-10-30 |
| www.synergybank.com |
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| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
189 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,237,424 |
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Total Interest Income | 53,823 |
| Total Liabilities | 1,061,747 |
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Total NonInterest Income | 4,913 |
| Total Bank Equity Capital | 175,677 |
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Total Interest Expense | 14,936 |
| Total Deposits | 1,047,889 |
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Total NonInterest Expense | 20,906 |
| Net Loans & Leases | 800,578 |
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Net Income | 15,987 |
| Loan Loss Allowance | 16,745 |
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Net Charge Offs | 135 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 790,993 |
| Total assets for the leverage ratio | 1,199,872 |
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Loans secured by real estate: | 614,132 |
| Tier 1 Leverage Ratio | 11.54 |
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Commercial and industrial loans | 132,103 |
| Off Balance Sheet Exposures (%) | 3.1 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 21,269 |
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