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American Bank & Trust
American Bank & Trust
| RSSD ID 275358 | CERTIFICATE 1117 | ABA NUMBER 91407175 |
| 6810 S Minnesota Ave |
Quarter Ended : |
2025-09-30 |
| Sioux Falls, South Dakota, 57108 |
Updated : |
2025-10-29 |
| www.abt.bank |
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| Institution Profile |
| Year Opened : |
1892 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
20 |
Number of Employees : |
207 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 2,020,233 |
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Total Interest Income | 83,356 |
| Total Liabilities | 1,800,221 |
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Total NonInterest Income | 8,214 |
| Total Bank Equity Capital | 220,012 |
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Total Interest Expense | 31,594 |
| Total Deposits | 1,753,396 |
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Total NonInterest Expense | 33,490 |
| Net Loans & Leases | 1,499,119 |
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Net Income | 17,497 |
| Loan Loss Allowance | 15,911 |
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Net Charge Offs | 53 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 244,480 |
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Total loans | 1,504,112 |
| Total assets for the leverage ratio | 1,993,113 |
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Loans secured by real estate: | 815,872 |
| Tier 1 Leverage Ratio | 11.47 |
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Commercial and industrial loans | 265,071 |
| Tier 1 Capital Ratio | 14.54 |
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Loans to individuals - Credit Cards | 80 |
| Total Capital Ratio | 15.56 |
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Loans to individuals - Other | 26,004 |
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