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 American Bank & Trust
American Bank & Trust
| RSSD ID 275358 | CERTIFICATE 1117 | ABA NUMBER 91407175 |
| 6810 S Minnesota Ave |
Quarter Ended : |
2025-12-31 |
| Sioux Falls, South Dakota, 57108 |
Updated : |
2026-01-30 |
| www.abt.bank |
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| Institution Profile |
| Year Opened : |
1892 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
20 |
Number of Employees : |
209 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,147,633 |
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Total Interest Income | 113,226 |
| Total Liabilities | 1,919,682 |
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Total NonInterest Income | 11,852 |
| Total Bank Equity Capital | 227,951 |
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Total Interest Expense | 41,914 |
| Total Deposits | 1,868,116 |
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Total NonInterest Expense | 44,829 |
| Net Loans & Leases | 1,530,937 |
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Net Income | 25,426 |
| Loan Loss Allowance | 16,710 |
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Net Charge Offs | 719 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 252,889 |
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Total loans | 1,517,596 |
| Total assets for the leverage ratio | 2,112,136 |
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Loans secured by real estate: | 825,683 |
| Tier 1 Leverage Ratio | 11.18 |
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Commercial and industrial loans | 258,623 |
| Tier 1 Capital Ratio | 14.66 |
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Loans to individuals - Credit Cards | 68 |
| Total Capital Ratio | 15.71 |
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Loans to individuals - Other | 26,020 |
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:· American Bank & Trust
