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 The First State Bank
The First State Bank
| RSSD ID 275657 | CERTIFICATE 10503 | ABA NUMBER 101112318 |
| 206 N Pennsylvania Ave |
Quarter Ended : |
2025-12-31 |
| Ness City, Kansas, 67560 |
Updated : |
2026-01-08 |
| www.fsbnesscity.com |
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| Institution Profile |
| Year Opened : |
1916 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
11 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 84,259 |
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Total Interest Income | 3,549 |
| Total Liabilities | 74,745 |
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Total NonInterest Income | 202 |
| Total Bank Equity Capital | 9,514 |
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Total Interest Expense | 1,340 |
| Total Deposits | 74,316 |
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Total NonInterest Expense | 1,839 |
| Net Loans & Leases | 33,142 |
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Net Income | 535 |
| Loan Loss Allowance | 906 |
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Net Charge Offs | 14 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 14,096 |
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Total loans | 33,788 |
| Total assets for the leverage ratio | 86,890 |
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Loans secured by real estate: | 14,845 |
| Tier 1 Leverage Ratio | 15.34 |
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Commercial and industrial loans | 6,279 |
| Tier 1 Capital Ratio | 21.9 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 23.16 |
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Loans to individuals - Other | 1,578 |
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:· The First State Bank
