|
 |
|
|
 The First State Bank
|
The First State Bank
| RSSD ID 275657 | CERTIFICATE 10503 | ABA NUMBER 101112318 |
| 206 N Pennsylvania Ave |
Quarter Ended : |
2026-06-30 |
| Ness City, Kansas, 67560 |
Updated : |
2026-07-07 |
| www.fsbnesscity.com |
|
| Institution Profile |
| Year Opened : |
1916 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
10 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 84,258 |
|
Total Interest Income | 1,790 |
| Total Liabilities | 74,537 |
|
Total NonInterest Income | 240 |
| Total Bank Equity Capital | 9,721 |
|
Total Interest Expense | 580 |
| Total Deposits | 74,076 |
|
Total NonInterest Expense | 883 |
| Net Loans & Leases | 36,698 |
|
Net Income | 536 |
| Loan Loss Allowance | 887 |
|
Net Charge Offs | 4 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 14,365 |
|
Total loans | 36,152 |
| Total assets for the leverage ratio | 88,830 |
|
Loans secured by real estate: | 15,331 |
| Tier 1 Leverage Ratio | 15.27 |
|
Commercial and industrial loans | 6,281 |
| Tier 1 Capital Ratio | 21.34 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 22.59 |
|
Loans to individuals - Other | 1,449 |
|
|
|
|
:· The First State Bank
