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First National Bank of Hereford
First National Bank of Hereford
RSSD ID 2759629 | CERTIFICATE 34918 | ABA NUMBER 111324293 |
301 W 3rd St |
Quarter Ended : |
2025-03-31 |
Hereford, Texas, 79045 |
Updated : |
2025-04-30 |
www.fnbhereford.com |
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Institution Profile |
Year Opened : |
1999 |
Institution Type : |
Commercial bank |
Entity Type : |
Federal |
Federal Regulator : |
OCC |
Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Agricultural Specialization |
Number of Offices : |
4 |
Number of Employees : |
52 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 316,432 |
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Total Interest Income | 5,004 |
Total Liabilities | 281,713 |
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Total NonInterest Income | 364 |
Total Bank Equity Capital | 34,719 |
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Total Interest Expense | 1,474 |
Total Deposits | 278,455 |
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Total NonInterest Expense | 2,221 |
Net Loans & Leases | 255,537 |
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Net Income | 1,443 |
Loan Loss Allowance | 2,909 |
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Net Charge Offs | 33 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 40,079 |
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Total loans | 257,146 |
Total assets for the leverage ratio | 310,548 |
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Loans secured by real estate: | 89,275 |
Tier 1 Leverage Ratio | 11.94 |
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Commercial and industrial loans | 50,911 |
Tier 1 Capital Ratio | 13.11 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 14.16 |
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Loans to individuals - Other | 4,011 |
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