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 First National Bank of Hereford
First National Bank of Hereford
| RSSD ID 2759629 | CERTIFICATE 34918 | ABA NUMBER 111324293 |
| 301 W 3rd St |
Quarter Ended : |
2025-12-31 |
| Hereford, Texas, 79045 |
Updated : |
2026-01-26 |
| www.fnbhereford.com |
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| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
55 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 375,313 |
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Total Interest Income | 21,348 |
| Total Liabilities | 336,667 |
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Total NonInterest Income | 1,678 |
| Total Bank Equity Capital | 38,646 |
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Total Interest Expense | 6,368 |
| Total Deposits | 333,451 |
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Total NonInterest Expense | 9,130 |
| Net Loans & Leases | 295,094 |
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Net Income | 6,693 |
| Loan Loss Allowance | 3,510 |
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Net Charge Offs | 37 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 43,988 |
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Total loans | 280,634 |
| Total assets for the leverage ratio | 357,368 |
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Loans secured by real estate: | 99,049 |
| Tier 1 Leverage Ratio | 11.3 |
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Commercial and industrial loans | 54,361 |
| Tier 1 Capital Ratio | 12.35 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.45 |
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Loans to individuals - Other | 3,858 |
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:· First National Bank of Hereford
