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 Seneca Savings Bank, National Association
Seneca Savings Bank, National Association
| RSSD ID 276074 | CERTIFICATE 29496 | ABA NUMBER 221371770 |
| 35 Oswego St |
Quarter Ended : |
2025-09-30 |
| Baldwinsville, New York, 13027 |
Updated : |
2025-10-24 |
| senecasavings.com |
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| Institution Profile |
| Year Opened : |
1928 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
58 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 316,594 |
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Total Interest Income | 10,804 |
| Total Liabilities | 292,823 |
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Total NonInterest Income | 1,408 |
| Total Bank Equity Capital | 23,771 |
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Total Interest Expense | 4,246 |
| Total Deposits | 249,874 |
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Total NonInterest Expense | 6,902 |
| Net Loans & Leases | 215,036 |
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Net Income | 330 |
| Loan Loss Allowance | 1,794 |
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Net Charge Offs | 711 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 213,555 |
| Total assets for the leverage ratio | 307,956 |
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Loans secured by real estate: | 187,227 |
| Tier 1 Leverage Ratio | 8.77 |
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Commercial and industrial loans | 21,568 |
| Off Balance Sheet Exposures (%) | 9.29 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,760 |
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:· Seneca Savings Bank, National Association
