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 Seneca Savings Bank, National Association
Seneca Savings Bank, National Association
| RSSD ID 276074 | CERTIFICATE 29496 | ABA NUMBER 221371770 |
| 35 Oswego St |
Quarter Ended : |
2025-12-31 |
| Baldwinsville, New York, 13027 |
Updated : |
2026-01-29 |
| senecasavings.com |
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| Institution Profile |
| Year Opened : |
1928 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
60 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 312,206 |
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Total Interest Income | 14,624 |
| Total Liabilities | 284,820 |
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Total NonInterest Income | 1,920 |
| Total Bank Equity Capital | 27,386 |
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Total Interest Expense | 5,754 |
| Total Deposits | 245,320 |
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Total NonInterest Expense | 9,404 |
| Net Loans & Leases | 226,234 |
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Net Income | 536 |
| Loan Loss Allowance | 1,915 |
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Net Charge Offs | 710 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 221,565 |
| Total assets for the leverage ratio | 315,099 |
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Loans secured by real estate: | 194,212 |
| Tier 1 Leverage Ratio | 9.68 |
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Commercial and industrial loans | 22,756 |
| Off Balance Sheet Exposures (%) | 9.37 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,596 |
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:· Seneca Savings Bank, National Association
