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 The Andover Bank
The Andover Bank
| RSSD ID 27614 | CERTIFICATE 10663 | ABA NUMBER 41208719 |
| 19 Public Sq |
Quarter Ended : |
2025-12-31 |
| Andover, Ohio, 44003 |
Updated : |
2026-01-30 |
| www.andover.bank |
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| Institution Profile |
| Year Opened : |
1884 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
94 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 586,992 |
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Total Interest Income | 22,367 |
| Total Liabilities | 549,696 |
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Total NonInterest Income | 3,902 |
| Total Bank Equity Capital | 37,296 |
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Total Interest Expense | 5,800 |
| Total Deposits | 546,067 |
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Total NonInterest Expense | 15,565 |
| Net Loans & Leases | 273,214 |
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Net Income | 4,763 |
| Loan Loss Allowance | 1,577 |
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Net Charge Offs | 37 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 59,473 |
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Total loans | 275,803 |
| Total assets for the leverage ratio | 613,298 |
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Loans secured by real estate: | 234,912 |
| Tier 1 Leverage Ratio | 9.45 |
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Commercial and industrial loans | 4,538 |
| Tier 1 Capital Ratio | 21.67 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 22.23 |
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Loans to individuals - Other | 3,324 |
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:· The Andover Bank
