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 American State Bank
American State Bank
| RSSD ID 276645 | CERTIFICATE 26944 | ABA NUMBER 73922403 |
| 1000 Jeffreys Dr |
Quarter Ended : |
2025-12-31 |
| Osceola, Iowa, 50213 |
Updated : |
2026-01-30 |
| www.americanstatebank.com |
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| Institution Profile |
| Year Opened : |
1987 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
37 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 347,700 |
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Total Interest Income | 19,054 |
| Total Liabilities | 313,131 |
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Total NonInterest Income | 2,415 |
| Total Bank Equity Capital | 34,569 |
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Total Interest Expense | 6,250 |
| Total Deposits | 272,370 |
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Total NonInterest Expense | 7,833 |
| Net Loans & Leases | 239,157 |
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Net Income | 6,844 |
| Loan Loss Allowance | 2,837 |
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Net Charge Offs | 44 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 237,788 |
| Total assets for the leverage ratio | 345,334 |
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Loans secured by real estate: | 154,239 |
| Tier 1 Leverage Ratio | 11.16 |
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Commercial and industrial loans | 28,526 |
| Off Balance Sheet Exposures (%) | 1.5 |
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Loans to individuals - Credit Cards | 48 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 12,764 |
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:· American State Bank
