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American State Bank
American State Bank
RSSD ID 276645 | CERTIFICATE 26944 | ABA NUMBER 73922403 |
1000 Jeffreys Dr |
Quarter Ended : |
2025-06-30 |
Osceola, Iowa, 50213 |
Updated : |
2025-07-21 |
www.americanstatebank.com |
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Institution Profile |
Year Opened : |
1987 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FED |
Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Agricultural Specialization |
Number of Offices : |
4 |
Number of Employees : |
37 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 330,161 |
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Total Interest Income | 9,301 |
Total Liabilities | 299,559 |
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Total NonInterest Income | 1,127 |
Total Bank Equity Capital | 30,602 |
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Total Interest Expense | 3,044 |
Total Deposits | 259,487 |
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Total NonInterest Expense | 3,783 |
Net Loans & Leases | 233,941 |
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Net Income | 3,342 |
Loan Loss Allowance | 2,763 |
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Net Charge Offs | (2) |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Community Bank Leverage Ratio | Yes |
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Total loans | 234,610 |
Total assets for the leverage ratio | 332,189 |
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Loans secured by real estate: | 154,309 |
Tier 1 Leverage Ratio | 11.03 |
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Commercial and industrial loans | 30,481 |
Off Balance Sheet Exposures (%) | 2.18 |
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Loans to individuals - Credit Cards | 47 |
Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 12,300 |
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