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 North Georgia National Bank
North Georgia National Bank
| RSSD ID 2769954 | CERTIFICATE 34662 | ABA NUMBER 61119642 |
| 350 W Belmont Dr |
Quarter Ended : |
2025-06-30 |
| Calhoun, Georgia, 30701 |
Updated : |
2025-07-28 |
| www.ngnb.bank |
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| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
40 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 269,533 |
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Total Interest Income | 7,424 |
| Total Liabilities | 255,152 |
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Total NonInterest Income | 600 |
| Total Bank Equity Capital | 14,381 |
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Total Interest Expense | 2,551 |
| Total Deposits | 251,270 |
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Total NonInterest Expense | 3,344 |
| Net Loans & Leases | 172,431 |
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Net Income | 1,456 |
| Loan Loss Allowance | 1,953 |
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Net Charge Offs | 198 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 169,587 |
| Total assets for the leverage ratio | 267,620 |
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Loans secured by real estate: | 149,192 |
| Tier 1 Leverage Ratio | 8.82 |
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Commercial and industrial loans | 18,421 |
| Off Balance Sheet Exposures (%) | 21.61 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,975 |
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:· North Georgia National Bank
