|
 |
|
|
 North Georgia National Bank
North Georgia National Bank
| RSSD ID 2769954 | CERTIFICATE 34662 | ABA NUMBER 61119642 |
| 350 W Belmont Dr |
Quarter Ended : |
2025-09-30 |
| Calhoun, Georgia, 30701 |
Updated : |
2025-10-30 |
| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Employees : |
37 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 271,736 |
|
Total Interest Income | 11,231 |
| Total Liabilities | 255,456 |
|
Total NonInterest Income | 891 |
| Total Bank Equity Capital | 16,280 |
|
Total Interest Expense | 3,792 |
| Total Deposits | 252,862 |
|
Total NonInterest Expense | 5,093 |
| Net Loans & Leases | 176,776 |
|
Net Income | 2,270 |
| Loan Loss Allowance | 1,941 |
|
Net Charge Offs | 292 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 175,333 |
| Total assets for the leverage ratio | 268,026 |
|
Loans secured by real estate: | 155,625 |
| Tier 1 Leverage Ratio | 9.01 |
|
Commercial and industrial loans | 17,870 |
| Off Balance Sheet Exposures (%) | 20.39 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 1,839 |
|
|
|
|
:· North Georgia National Bank
