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 BayFirst National Bank
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BayFirst National Bank
| RSSD ID 2771694 | CERTIFICATE 34997 | ABA NUMBER 63114551 |
| 700 Central Ave |
Quarter Ended : |
2026-06-30 |
| Saint Petersburg, Florida, 33701 |
Updated : |
2026-07-30 |
| www.bayfirstfinancial.com |
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| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
148 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,136,157 |
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Total Interest Income | 33,796 |
| Total Liabilities | 1,024,345 |
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Total NonInterest Income | (5,993) |
| Total Bank Equity Capital | 111,812 |
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Total Interest Expense | 14,743 |
| Total Deposits | 1,001,436 |
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Total NonInterest Expense | 32,145 |
| Net Loans & Leases | 841,168 |
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Net Income | (38,133) |
| Loan Loss Allowance | 45,081 |
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Net Charge Offs | 9,179 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 112,208 |
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Total loans | 912,356 |
| Total assets for the leverage ratio | 1,174,849 |
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Loans secured by real estate: | 630,792 |
| Tier 1 Leverage Ratio | 8.61 |
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Commercial and industrial loans | 203,294 |
| Tier 1 Capital Ratio | 11.89 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.19 |
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Loans to individuals - Other | 78,605 |
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:· BayFirst National Bank
