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 BayFirst National Bank
BayFirst National Bank
| RSSD ID 2771694 | CERTIFICATE 34997 | ABA NUMBER 63114551 |
| 700 Central Ave |
Quarter Ended : |
2025-12-31 |
| Saint Petersburg, Florida, 33701 |
Updated : |
2026-01-30 |
| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
149 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,299,138 |
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Total Interest Income | 85,793 |
| Total Liabilities | 1,205,702 |
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Total NonInterest Income | 18,254 |
| Total Bank Equity Capital | 93,436 |
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Total Interest Expense | 39,603 |
| Total Deposits | 1,184,707 |
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Total NonInterest Expense | 69,608 |
| Net Loans & Leases | 941,898 |
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Net Income | (22,122) |
| Loan Loss Allowance | 21,996 |
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Net Charge Offs | 17,951 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 100,133 |
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Total loans | 997,710 |
| Total assets for the leverage ratio | 1,326,106 |
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Loans secured by real estate: | 670,722 |
| Tier 1 Leverage Ratio | 6.63 |
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Commercial and industrial loans | 298,921 |
| Tier 1 Capital Ratio | 9.05 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 10.31 |
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Loans to individuals - Other | 88,887 |
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:· BayFirst National Bank
