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 AB&T
AB&T
| RSSD ID 2775151 | CERTIFICATE 35029 | ABA NUMBER 61219694 |
| 2815 Meredyth Dr |
Quarter Ended : |
2025-06-30 |
| Albany, Georgia, 31707 |
Updated : |
2025-07-28 |
| www.abtgold.com |
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| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
27 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 257,943 |
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Total Interest Income | 7,451 |
| Total Liabilities | 227,846 |
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Total NonInterest Income | 437 |
| Total Bank Equity Capital | 30,097 |
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Total Interest Expense | 1,596 |
| Total Deposits | 225,838 |
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Total NonInterest Expense | 3,042 |
| Net Loans & Leases | 173,860 |
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Net Income | 2,417 |
| Loan Loss Allowance | 2,468 |
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Net Charge Offs | (12) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 32,650 |
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Total loans | 170,653 |
| Total assets for the leverage ratio | 262,374 |
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Loans secured by real estate: | 124,278 |
| Tier 1 Leverage Ratio | 11.59 |
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Commercial and industrial loans | 41,243 |
| Tier 1 Capital Ratio | 17.01 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.27 |
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Loans to individuals - Other | 2,549 |
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:· AB&T
