|
 |
|
|
 AB&T
AB&T
| RSSD ID 2775151 | CERTIFICATE 35029 | ABA NUMBER 61219694 |
| 2815 Meredyth Dr |
Quarter Ended : |
2025-03-31 |
| Albany, Georgia, 31707 |
Updated : |
2025-04-24 |
| www.abtgold.com |
|
| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
28 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 271,973 |
|
Total Interest Income | 3,695 |
| Total Liabilities | 242,072 |
|
Total NonInterest Income | 204 |
| Total Bank Equity Capital | 29,901 |
|
Total Interest Expense | 816 |
| Total Deposits | 238,595 |
|
Total NonInterest Expense | 1,492 |
| Net Loans & Leases | 166,465 |
|
Net Income | 1,183 |
| Loan Loss Allowance | 2,465 |
|
Net Charge Offs | (9) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 32,349 |
|
Total loans | 170,900 |
| Total assets for the leverage ratio | 265,649 |
|
Loans secured by real estate: | 124,540 |
| Tier 1 Leverage Ratio | 11.35 |
|
Commercial and industrial loans | 40,329 |
| Tier 1 Capital Ratio | 17.1 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.35 |
|
Loans to individuals - Other | 2,960 |
|
|
|
|
:· AB&T
