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 AB&T
AB&T
| RSSD ID 2775151 | CERTIFICATE 35029 | ABA NUMBER 61219694 |
| 2815 Meredyth Dr |
Quarter Ended : |
2025-12-31 |
| Albany, Georgia, 31707 |
Updated : |
2026-01-28 |
| www.abtgold.com |
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| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
26 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 279,792 |
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Total Interest Income | 15,219 |
| Total Liabilities | 248,696 |
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Total NonInterest Income | 926 |
| Total Bank Equity Capital | 31,096 |
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Total Interest Expense | 3,172 |
| Total Deposits | 247,230 |
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Total NonInterest Expense | 6,225 |
| Net Loans & Leases | 184,517 |
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Net Income | 5,165 |
| Loan Loss Allowance | 2,478 |
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Net Charge Offs | (22) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 33,618 |
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Total loans | 191,736 |
| Total assets for the leverage ratio | 272,298 |
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Loans secured by real estate: | 146,108 |
| Tier 1 Leverage Ratio | 11.47 |
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Commercial and industrial loans | 39,457 |
| Tier 1 Capital Ratio | 16.37 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.62 |
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Loans to individuals - Other | 2,574 |
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:· AB&T
