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 Peoples Bank of the South
Peoples Bank of the South
| RSSD ID 277736 | CERTIFICATE 4945 | ABA NUMBER 64206031 |
| 106 W Central Ave |
Quarter Ended : |
2025-03-31 |
| La Follette, Tennessee, 37766 |
Updated : |
2025-04-30 |
| www.peoplesbanksouth.com |
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| Institution Profile |
| Year Opened : |
1917 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
31 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 229,393 |
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Total Interest Income | 3,940 |
| Total Liabilities | 204,701 |
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Total NonInterest Income | 141 |
| Total Bank Equity Capital | 24,692 |
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Total Interest Expense | 1,096 |
| Total Deposits | 188,581 |
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Total NonInterest Expense | 1,275 |
| Net Loans & Leases | 179,047 |
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Net Income | 1,598 |
| Loan Loss Allowance | 2,000 |
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Net Charge Offs | 3 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 28,220 |
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Total loans | 176,992 |
| Total assets for the leverage ratio | 221,639 |
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Loans secured by real estate: | 169,488 |
| Tier 1 Leverage Ratio | 11.88 |
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Commercial and industrial loans | 3,731 |
| Tier 1 Capital Ratio | 17.42 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.67 |
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Loans to individuals - Other | 3,498 |
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:· Peoples Bank of the South
