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 Palmetto State Bank
Palmetto State Bank
| RSSD ID 277820 | CERTIFICATE 17563 | ABA NUMBER 53202596 |
| 601 1st St W |
Quarter Ended : |
2025-12-31 |
| Hampton, South Carolina, 29924 |
Updated : |
2026-02-09 |
| www.palmettostatebank.com |
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| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
8 |
Number of Employees : |
85 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 623,382 |
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Total Interest Income | 23,536 |
| Total Liabilities | 545,510 |
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Total NonInterest Income | 5,253 |
| Total Bank Equity Capital | 77,872 |
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Total Interest Expense | 5,437 |
| Total Deposits | 517,545 |
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Total NonInterest Expense | 21,644 |
| Net Loans & Leases | 225,660 |
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Net Income | 2,037 |
| Loan Loss Allowance | 3,890 |
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Net Charge Offs | 92 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 221,918 |
| Total assets for the leverage ratio | 611,299 |
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Loans secured by real estate: | 176,667 |
| Tier 1 Leverage Ratio | 14.11 |
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Commercial and industrial loans | 30,346 |
| Off Balance Sheet Exposures (%) | 6.73 |
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Loans to individuals - Credit Cards | 790 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 11,147 |
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:· Palmetto State Bank
