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 The Citizens Bank of Cochran
The Citizens Bank of Cochran
| RSSD ID 278733 | CERTIFICATE 16275 | ABA NUMBER 61211346 |
| 124 E Dykes St |
Quarter Ended : |
2025-12-31 |
| Cochran, Georgia, 31014 |
Updated : |
2026-01-29 |
| www.citizensbankcochran.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
31 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 202,944 |
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Total Interest Income | 14,566 |
| Total Liabilities | 175,068 |
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Total NonInterest Income | 611 |
| Total Bank Equity Capital | 27,876 |
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Total Interest Expense | 4,083 |
| Total Deposits | 172,625 |
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Total NonInterest Expense | 5,398 |
| Net Loans & Leases | 163,577 |
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Net Income | 3,800 |
| Loan Loss Allowance | 2,785 |
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Net Charge Offs | (27) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 30,343 |
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Total loans | 166,280 |
| Total assets for the leverage ratio | 200,638 |
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Loans secured by real estate: | 150,135 |
| Tier 1 Leverage Ratio | 14.22 |
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Commercial and industrial loans | 6,482 |
| Tier 1 Capital Ratio | 19.75 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 21.01 |
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Loans to individuals - Other | 8,838 |
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:· The Citizens Bank of Cochran
