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 Southern Bank of Tennessee
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Southern Bank of Tennessee
| RSSD ID 2793593 | CERTIFICATE 34847 | ABA NUMBER 64208453 |
| 675 N Mount Juliet Rd |
Quarter Ended : |
2026-03-31 |
| Mount Juliet, Tennessee, 37122 |
Updated : |
2026-04-24 |
| www.southernbankoftn.com |
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| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
77 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 490,091 |
|
Total Interest Income | 7,428 |
| Total Liabilities | 441,976 |
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Total NonInterest Income | 355 |
| Total Bank Equity Capital | 48,115 |
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Total Interest Expense | 2,793 |
| Total Deposits | 427,474 |
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Total NonInterest Expense | 3,551 |
| Net Loans & Leases | 377,826 |
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Net Income | 2,177 |
| Loan Loss Allowance | 3,370 |
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Net Charge Offs | 201 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 49,144 |
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Total loans | 377,882 |
| Total assets for the leverage ratio | 478,734 |
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Loans secured by real estate: | 340,108 |
| Tier 1 Leverage Ratio | 9.49 |
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Commercial and industrial loans | 28,606 |
| Tier 1 Capital Ratio | 11.84 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.81 |
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Loans to individuals - Other | 9,316 |
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:· Southern Bank of Tennessee
