|
 |
|
|
 OPTUS Bank
OPTUS Bank
| RSSD ID 2794732 | CERTIFICATE 35241 | ABA NUMBER 53905877 |
| 1501 Gervais St |
Quarter Ended : |
2025-09-30 |
| Columbia, South Carolina, 29201 |
Updated : |
2025-10-24 |
| www.optus.bank |
|
| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
48 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 757,233 |
|
Total Interest Income | 29,916 |
| Total Liabilities | 663,676 |
|
Total NonInterest Income | 737 |
| Total Bank Equity Capital | 93,557 |
|
Total Interest Expense | 14,139 |
| Total Deposits | 657,784 |
|
Total NonInterest Expense | 8,777 |
| Net Loans & Leases | 404,724 |
|
Net Income | 5,513 |
| Loan Loss Allowance | 2,165 |
|
Net Charge Offs | 297 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 94,753 |
|
Total loans | 395,539 |
| Total assets for the leverage ratio | 715,216 |
|
Loans secured by real estate: | 201,615 |
| Tier 1 Leverage Ratio | 12.94 |
|
Commercial and industrial loans | 164,389 |
| Tier 1 Capital Ratio | 20.28 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 20.76 |
|
Loans to individuals - Other | 29,535 |
|
|
|
|
:· OPTUS Bank
