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 OPTUS Bank
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OPTUS Bank
| RSSD ID 2794732 | CERTIFICATE 35241 | ABA NUMBER 53905877 |
| 1501 Gervais St |
Quarter Ended : |
2026-06-30 |
| Columbia, South Carolina, 29201 |
Updated : |
2026-07-29 |
| www.optus.bank |
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| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
46 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 764,188 |
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Total Interest Income | 20,149 |
| Total Liabilities | 666,021 |
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Total NonInterest Income | 1,319 |
| Total Bank Equity Capital | 98,167 |
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Total Interest Expense | 9,861 |
| Total Deposits | 646,445 |
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Total NonInterest Expense | 6,475 |
| Net Loans & Leases | 453,554 |
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Net Income | 3,702 |
| Loan Loss Allowance | 2,394 |
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Net Charge Offs | 70 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 101,161 |
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Total loans | 459,894 |
| Total assets for the leverage ratio | 759,859 |
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Loans secured by real estate: | 273,302 |
| Tier 1 Leverage Ratio | 12.99 |
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Commercial and industrial loans | 161,193 |
| Tier 1 Capital Ratio | 19.52 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 20.01 |
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Loans to individuals - Other | 25,399 |
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:· OPTUS Bank
