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 Sauk Valley Bank & Trust Company
Sauk Valley Bank & Trust Company
| RSSD ID 2797162 | CERTIFICATE 35131 | ABA NUMBER 71125891 |
| 201 W 3rd St |
Quarter Ended : |
2025-12-31 |
| Sterling, Illinois, 61081 |
Updated : |
2026-02-02 |
| www.saukvalleybank.com |
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| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
10 |
Number of Employees : |
147 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 736,217 |
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Total Interest Income | 39,966 |
| Total Liabilities | 677,011 |
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Total NonInterest Income | 3,147 |
| Total Bank Equity Capital | 59,206 |
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Total Interest Expense | 14,822 |
| Total Deposits | 616,071 |
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Total NonInterest Expense | 19,471 |
| Net Loans & Leases | 532,629 |
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Net Income | 5,921 |
| Loan Loss Allowance | 7,262 |
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Net Charge Offs | 27 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 72,771 |
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Total loans | 533,460 |
| Total assets for the leverage ratio | 742,018 |
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Loans secured by real estate: | 264,971 |
| Tier 1 Leverage Ratio | 8.83 |
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Commercial and industrial loans | 125,274 |
| Tier 1 Capital Ratio | 11.26 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.51 |
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Loans to individuals - Other | 2,621 |
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:· Sauk Valley Bank & Trust Company
