OLD POINT TRUST & FINANCIAL SERVICES, N.A. Financial Reports

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:· OLD POINT TRUST & FINANCIAL SERVICES, N.A.

Featured
::	2025 National Summary of Deposits
::	Bank Mergers & Acquisitions
::	Bank Filing Updates
::	Holding Company Filing Updates

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SEC Submissions
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Specialized Banks
::	SCorp Banks
::	Industrial Loan Companies
::	Foreign Banking Organizations
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Bank Map


General Interest
::	COVID-19 PPP National Summary
::	New Formations
::	De Novo Banks
::	Holding Company Filing Updates
::	Bank Filing Updates
::	Institution Failures
::	America's Oldest Banks
::	National Summary of Deposits
::	External Auditors

Mergers & Acquisitions
::	Holding Company Mergers & Acquisitions
::	Bank Mergers & Acquisitions
::	Credit Union Mergers & Acquisitions

Off Balance Sheet
::	Holding Company Credit Default Swaps
::	Bank Credit Default Swaps
::	Derivatives
::	Credit Union Derivatives

OLD POINT TRUST & FINANCIAL SERVICES, N.A.

RSSD ID 2797210 \| CERTIFICATE 35248 \| ABA NUMBER 51456548
11780 JEFFERSON AVE, SUITE D	Quarter Ended :	2025-12-31
NEWPORT NEWS, VA, 23606	Updated :	2026-01-30
http://www.oldpoint.com

Institution Profile
Year Opened :	1999	Institution Type :	Nondeposit trust company
Entity Type :	Non-deposit Trust Company - Member	Federal Regulator :	OCC
Member Federal Reserve :	Yes	S-Corp :	No
Fiduciary Powers :	Yes	Powers Exercised :	Yes
Filing Type :	051

Number of Employees :	24

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)
Total Assets	7,394	Total Interest Income	212
Total Liabilities	555	Total NonInterest Income	6,103
Total Bank Equity Capital	6,839	Total Interest Expense	0
Total Deposits	0	Total NonInterest Expense	5,471
Net Loans & Leases	0	Net Income	665
Loan Loss Allowance	0	Net Charge Offs	0

Regulatory Capital		Quarterly Averages (USD, in thousands)
Total capital	6,832	Total loans	0
Total assets for the leverage ratio	7,329	Loans secured by real estate:	0
Tier 1 Leverage Ratio	93.22	Commercial and industrial loans	0
Tier 1 Capital Ratio	407.15	Loans to individuals - Credit Cards	0
Total Capital Ratio	407.15	Loans to individuals - Other	0

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury