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 First Central Savings Bank
First Central Savings Bank
| RSSD ID 2797359 | CERTIFICATE 34969 | ABA NUMBER 26072973 |
| 70 Glen St |
Quarter Ended : |
2025-09-30 |
| Glen Cove, New York, 11542 |
Updated : |
2025-10-29 |
| FIRSTCENTRALSAVINGS.COM |
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| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
104 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 992,771 |
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Total Interest Income | 43,935 |
| Total Liabilities | 897,993 |
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Total NonInterest Income | 6,787 |
| Total Bank Equity Capital | 94,778 |
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Total Interest Expense | 20,657 |
| Total Deposits | 860,597 |
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Total NonInterest Expense | 20,710 |
| Net Loans & Leases | 847,976 |
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Net Income | 6,166 |
| Loan Loss Allowance | 9,369 |
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Net Charge Offs | 1,048 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 106,725 |
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Total loans | 874,051 |
| Total assets for the leverage ratio | 994,116 |
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Loans secured by real estate: | 849,569 |
| Tier 1 Leverage Ratio | 9.86 |
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Commercial and industrial loans | 24,371 |
| Tier 1 Capital Ratio | 14.14 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.39 |
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Loans to individuals - Other | 19 |
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:· First Central Savings Bank
