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 First Central Savings Bank
First Central Savings Bank
| RSSD ID 2797359 | CERTIFICATE 34969 | ABA NUMBER 26072973 |
| 70 Glen St |
Quarter Ended : |
2025-03-31 |
| Glen Cove, New York, 11542 |
Updated : |
2025-04-28 |
| FIRSTCENTRALSAVINGS.COM |
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| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
103 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 983,613 |
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Total Interest Income | 14,279 |
| Total Liabilities | 893,757 |
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Total NonInterest Income | 2,013 |
| Total Bank Equity Capital | 89,856 |
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Total Interest Expense | 6,970 |
| Total Deposits | 856,740 |
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Total NonInterest Expense | 6,982 |
| Net Loans & Leases | 857,855 |
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Net Income | 1,788 |
| Loan Loss Allowance | 9,144 |
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Net Charge Offs | (92) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 102,423 |
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Total loans | 871,404 |
| Total assets for the leverage ratio | 973,254 |
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Loans secured by real estate: | 847,816 |
| Tier 1 Leverage Ratio | 9.62 |
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Commercial and industrial loans | 23,517 |
| Tier 1 Capital Ratio | 13.38 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.63 |
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Loans to individuals - Other | 71 |
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:· First Central Savings Bank
