HEARTLAND BANCSHARES, INC. Financial Reports

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:· HEARTLAND BANCSHARES, INC.

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HEARTLAND BANCSHARES, INC.

Institution Profile

Year Opened :

1999

Institution Type :

Holding Company

Reserve District :

Atlanta

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

External Auditor :

Saltmarsh Cleaveland and Gund

Related Bank / Thrift	Assets	Asset Concentration
Heartland National Bank	723,390	Other Specialized Under 1 Billion

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	68,648	Total Operating Income	1,761
Total Liabilities	1,780	Total Operating Expenses	18
Total Equity Capital	66,868	Equity in Undistributed Income	10,032
		Net income (loss)	11,779

Miscellaneous
Cash Dividends Declared by Bank Holding Company	1,761
Total Consolidated Assets of Bank Holding Company	734,053

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury