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 West Central Georgia Bank
West Central Georgia Bank
| RSSD ID 280138 | CERTIFICATE 21526 | ABA NUMBER 61102523 |
| 617 N Church St |
Quarter Ended : |
2025-12-31 |
| Thomaston, Georgia, 30286 |
Updated : |
2026-01-06 |
| www.wcgb.com |
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| Institution Profile |
| Year Opened : |
1974 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
27 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 157,582 |
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Total Interest Income | 8,009 |
| Total Liabilities | 123,745 |
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Total NonInterest Income | 1,207 |
| Total Bank Equity Capital | 33,837 |
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Total Interest Expense | 1,616 |
| Total Deposits | 121,086 |
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Total NonInterest Expense | 4,385 |
| Net Loans & Leases | 77,529 |
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Net Income | 2,405 |
| Loan Loss Allowance | 1,738 |
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Net Charge Offs | 87 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 80,012 |
| Total assets for the leverage ratio | 158,930 |
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Loans secured by real estate: | 72,710 |
| Tier 1 Leverage Ratio | 22.83 |
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Commercial and industrial loans | 4,809 |
| Off Balance Sheet Exposures (%) | 1.9 |
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Loans to individuals - Credit Cards | 403 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,918 |
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:· West Central Georgia Bank
