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Yampa Valley Bank
Yampa Valley Bank
| RSSD ID 2806635 | CERTIFICATE 35407 | ABA NUMBER 102106705 |
| 600 S Lincoln Ave |
Quarter Ended : |
2025-12-31 |
| Steamboat Springs, Colorado, 80487 |
Updated : |
2026-02-02 |
| www.yampavalleybank.com |
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| Institution Profile |
| Year Opened : |
2000 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
75 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 684,430 |
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Total Interest Income | 40,413 |
| Total Liabilities | 626,674 |
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Total NonInterest Income | 2,323 |
| Total Bank Equity Capital | 57,756 |
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Total Interest Expense | 12,235 |
| Total Deposits | 622,087 |
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Total NonInterest Expense | 14,856 |
| Net Loans & Leases | 517,728 |
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Net Income | 14,626 |
| Loan Loss Allowance | 7,615 |
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Net Charge Offs | 222 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 520,934 |
| Total assets for the leverage ratio | 681,843 |
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Loans secured by real estate: | 472,248 |
| Tier 1 Leverage Ratio | 9.37 |
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Commercial and industrial loans | 28,686 |
| Off Balance Sheet Exposures (%) | 22.09 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,304 |
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