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UNITED BAY COMMUNITY CREDIT UNION
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UNITED BAY COMMUNITY CREDIT UNION
| RSSD ID 281890 | CHARTER 61186 |
| 1309 N Lincoln St |
Quarter Ended : |
2026-03-31 |
| Bay City, MI, 48708-6172 |
Agency Update : |
2026-04-28 |
| http://www.ubccu.org |
| Institution Profile |
| Chartered : |
1949 |
Institution Type : |
Credit Union |
| Credit Union Type : |
State |
Federal Regulator : |
NCUA |
| Membership Type : |
State chartered natural person credit union |
| Statistical Area (MSA) : |
Not Available |
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| Number of Offices : |
0 |
| Current Members : |
18,870 |
Potential Members : |
420,000 |
| Full-time Employees : |
65 |
Part-time Employees : |
12 |
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| Financial Fast Facts |
| Balance Sheet |
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Income Statement (ytd) |
| Total Assets | 304,429,987 |
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Total Interest Income | 3,755,982 |
| Total Liabilities | 282,461,869 |
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Total NonInterest Income | 726,011 |
| Total Shares and Deposits | 280,217,811 |
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Total Interest Expense | 659,503 |
| Total Equity | 22,257,641 |
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Total NonInterest Expense | 3,285,972 |
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| PCA Net Worth |
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Loans & Leases |
| Total Net Worth | 22,275,782 |
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Total Number | 15,575 |
| Net Worth Ratio | 7.43 |
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Total Amount | 242,891,834 |
| Net Worth Classification | Well Capitalized |
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Total Delinquent(60+ Days) Number | 71 |
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Total Delinquent(60+ Days) Amount | 1,260,444 |
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