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The Murray Bank
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The Murray Bank
| RSSD ID 2819242 | CERTIFICATE 35161 | ABA NUMBER 83974412 |
| 405 S 12th St |
Quarter Ended : |
2026-06-30 |
| Murray, Kentucky, 42071 |
Updated : |
2026-07-28 |
| www.themurraybank.com |
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| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
70 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 534,147 |
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Total Interest Income | 14,386 |
| Total Liabilities | 485,745 |
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Total NonInterest Income | 1,188 |
| Total Bank Equity Capital | 48,402 |
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Total Interest Expense | 4,703 |
| Total Deposits | 476,732 |
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Total NonInterest Expense | 5,008 |
| Net Loans & Leases | 403,242 |
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Net Income | 4,950 |
| Loan Loss Allowance | 6,342 |
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Net Charge Offs | 16 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 403,351 |
| Total assets for the leverage ratio | 541,865 |
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Loans secured by real estate: | 296,054 |
| Tier 1 Leverage Ratio | 9.96 |
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Commercial and industrial loans | 63,996 |
| Off Balance Sheet Exposures (%) | 3.05 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 10,531 |
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