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 Millennium Bank
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Millennium Bank
| RSSD ID 2820604 | CERTIFICATE 35138 | ABA NUMBER 64208518 |
| 6392 Artesian Cir |
Quarter Ended : |
2026-06-30 |
| Ooltewah, Tennessee, 37363 |
Updated : |
2026-07-30 |
| www.ngnb.bank |
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| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
120 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 780,768 |
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Total Interest Income | 23,120 |
| Total Liabilities | 713,773 |
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Total NonInterest Income | 846 |
| Total Bank Equity Capital | 66,995 |
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Total Interest Expense | 6,206 |
| Total Deposits | 704,276 |
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Total NonInterest Expense | 14,451 |
| Net Loans & Leases | 596,089 |
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Net Income | (2,508) |
| Loan Loss Allowance | 7,405 |
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Net Charge Offs | 5,611 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 67,262 |
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Total loans | 613,411 |
| Total assets for the leverage ratio | 770,661 |
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Loans secured by real estate: | 460,554 |
| Tier 1 Leverage Ratio | 7.7 |
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Commercial and industrial loans | 66,264 |
| Tier 1 Capital Ratio | 9.22 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 10.46 |
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Loans to individuals - Other | 2,810 |
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:· Millennium Bank
