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 Millennium Bank
Millennium Bank
| RSSD ID 2820604 | CERTIFICATE 35138 | ABA NUMBER 64208518 |
| 6392 Artesian Cir |
Quarter Ended : |
2025-12-31 |
| Ooltewah, Tennessee, 37363 |
Updated : |
2026-01-30 |
| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
15 |
Number of Employees : |
137 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 791,767 |
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Total Interest Income | 35,019 |
| Total Liabilities | 718,684 |
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Total NonInterest Income | 1,135 |
| Total Bank Equity Capital | 73,083 |
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Total Interest Expense | 10,041 |
| Total Deposits | 707,822 |
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Total NonInterest Expense | 20,382 |
| Net Loans & Leases | 596,798 |
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Net Income | 5,200 |
| Loan Loss Allowance | 7,414 |
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Net Charge Offs | 37 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 72,203 |
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Total loans | 598,966 |
| Total assets for the leverage ratio | 791,923 |
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Loans secured by real estate: | 517,625 |
| Tier 1 Leverage Ratio | 8.13 |
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Commercial and industrial loans | 75,503 |
| Tier 1 Capital Ratio | 10.21 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.45 |
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Loans to individuals - Other | 2,823 |
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:· Millennium Bank
