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 Millennium Bank
Millennium Bank
| RSSD ID 2820604 | CERTIFICATE 35138 | ABA NUMBER 64208518 |
| 6392 Artesian Cir |
Quarter Ended : |
2025-09-30 |
| Ooltewah, Tennessee, 37363 |
Updated : |
2025-10-30 |
| www.millenniumbank.com |
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| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
91 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 514,945 |
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Total Interest Income | 22,990 |
| Total Liabilities | 460,170 |
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Total NonInterest Income | 658 |
| Total Bank Equity Capital | 54,775 |
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Total Interest Expense | 6,790 |
| Total Deposits | 452,278 |
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Total NonInterest Expense | 13,255 |
| Net Loans & Leases | 409,084 |
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Net Income | 3,153 |
| Loan Loss Allowance | 4,919 |
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Net Charge Offs | 66 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 414,003 |
| Total assets for the leverage ratio | 522,873 |
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Loans secured by real estate: | 345,819 |
| Tier 1 Leverage Ratio | 10.26 |
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Commercial and industrial loans | 53,410 |
| Off Balance Sheet Exposures (%) | 14.22 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,243 |
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:· Millennium Bank
