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 Farmers and Merchants Bank of South Carolina
Farmers and Merchants Bank of South Carolina
| RSSD ID 282226 | CERTIFICATE 1660 | ABA NUMBER 53204280 |
| 8624 Old State Rd |
Quarter Ended : |
2025-12-31 |
| Holly Hill, South Carolina, 29059 |
Updated : |
2026-01-07 |
| www.fmbsc.com |
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| Institution Profile |
| Year Opened : |
1912 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
8 |
Number of Employees : |
70 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 495,356 |
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Total Interest Income | 17,653 |
| Total Liabilities | 436,285 |
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Total NonInterest Income | 2,162 |
| Total Bank Equity Capital | 59,071 |
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Total Interest Expense | 1,134 |
| Total Deposits | 435,279 |
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Total NonInterest Expense | 10,109 |
| Net Loans & Leases | 123,149 |
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Net Income | 6,647 |
| Loan Loss Allowance | 1,292 |
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Net Charge Offs | 83 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 70,348 |
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Total loans | 123,917 |
| Total assets for the leverage ratio | 442,524 |
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Loans secured by real estate: | 113,548 |
| Tier 1 Leverage Ratio | 15.59 |
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Commercial and industrial loans | 5,357 |
| Tier 1 Capital Ratio | 40.41 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 41.2 |
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Loans to individuals - Other | 6,658 |
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:· Farmers and Merchants Bank of South Carolina
