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 Georgia Community Bank
Georgia Community Bank
| RSSD ID 2823221 | CERTIFICATE 35320 | ABA NUMBER 61211728 |
| 704 N Westover Blvd |
Quarter Ended : |
2025-03-31 |
| Albany, Georgia, 31707 |
Updated : |
2025-04-17 |
| www.gcb.bank |
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| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
8 |
Number of Employees : |
83 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 381,979 |
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Total Interest Income | 5,600 |
| Total Liabilities | 334,838 |
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Total NonInterest Income | 382 |
| Total Bank Equity Capital | 47,141 |
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Total Interest Expense | 1,451 |
| Total Deposits | 332,297 |
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Total NonInterest Expense | 2,848 |
| Net Loans & Leases | 267,028 |
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Net Income | 1,523 |
| Loan Loss Allowance | 3,249 |
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Net Charge Offs | 30 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 264,772 |
| Total assets for the leverage ratio | 386,028 |
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Loans secured by real estate: | 182,242 |
| Tier 1 Leverage Ratio | 13.02 |
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Commercial and industrial loans | 37,789 |
| Off Balance Sheet Exposures (%) | 9.3 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 9,967 |
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:· Georgia Community Bank
