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 Georgia Community Bank
Georgia Community Bank
| RSSD ID 2823221 | CERTIFICATE 35320 | ABA NUMBER 61211728 |
| 704 N Westover Blvd |
Quarter Ended : |
2025-09-30 |
| Albany, Georgia, 31707 |
Updated : |
2025-10-27 |
| www.gcb.bank |
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| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
8 |
Number of Employees : |
79 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 366,989 |
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Total Interest Income | 17,176 |
| Total Liabilities | 318,473 |
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Total NonInterest Income | 1,133 |
| Total Bank Equity Capital | 48,516 |
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Total Interest Expense | 4,168 |
| Total Deposits | 315,309 |
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Total NonInterest Expense | 8,563 |
| Net Loans & Leases | 260,432 |
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Net Income | 5,159 |
| Loan Loss Allowance | 3,302 |
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Net Charge Offs | 248 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 266,128 |
| Total assets for the leverage ratio | 372,168 |
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Loans secured by real estate: | 188,317 |
| Tier 1 Leverage Ratio | 13.55 |
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Commercial and industrial loans | 34,406 |
| Off Balance Sheet Exposures (%) | 9.43 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 9,406 |
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:· Georgia Community Bank
