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 Georgia Community Bank
Georgia Community Bank
| RSSD ID 2823221 | CERTIFICATE 35320 | ABA NUMBER 61211728 |
| 704 N Westover Blvd |
Quarter Ended : |
2025-06-30 |
| Albany, Georgia, 31707 |
Updated : |
2025-07-14 |
| www.gcb.bank |
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| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
8 |
Number of Employees : |
81 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 373,874 |
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Total Interest Income | 11,397 |
| Total Liabilities | 327,120 |
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Total NonInterest Income | 741 |
| Total Bank Equity Capital | 46,754 |
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Total Interest Expense | 2,817 |
| Total Deposits | 324,319 |
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Total NonInterest Expense | 5,705 |
| Net Loans & Leases | 265,055 |
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Net Income | 3,296 |
| Loan Loss Allowance | 3,149 |
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Net Charge Offs | 290 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 268,911 |
| Total assets for the leverage ratio | 377,655 |
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Loans secured by real estate: | 181,965 |
| Tier 1 Leverage Ratio | 13.17 |
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Commercial and industrial loans | 35,580 |
| Off Balance Sheet Exposures (%) | 9.06 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 9,637 |
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:· Georgia Community Bank
