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 First National Bank of Tennessee
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First National Bank of Tennessee
| RSSD ID 283737 | CERTIFICATE 19502 | ABA NUMBER 64101233 |
| 214 E Main St |
Quarter Ended : |
2026-03-31 |
| Livingston, Tennessee, 38570 |
Updated : |
2026-04-21 |
| www.fnbotn.com |
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| Institution Profile |
| Year Opened : |
1965 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
153 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,365,377 |
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Total Interest Income | 17,212 |
| Total Liabilities | 1,213,367 |
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Total NonInterest Income | 1,472 |
| Total Bank Equity Capital | 152,010 |
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Total Interest Expense | 3,892 |
| Total Deposits | 1,192,924 |
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Total NonInterest Expense | 7,627 |
| Net Loans & Leases | 689,186 |
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Net Income | 7,165 |
| Loan Loss Allowance | 9,409 |
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Net Charge Offs | 41 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 707,655 |
| Total assets for the leverage ratio | 1,354,210 |
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Loans secured by real estate: | 613,827 |
| Tier 1 Leverage Ratio | 11.14 |
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Commercial and industrial loans | 69,106 |
| Off Balance Sheet Exposures (%) | 14.44 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 23,807 |
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:· First National Bank of Tennessee
