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 Southern Illinois Bank
Southern Illinois Bank
| RSSD ID 2847085 | CERTIFICATE 35229 | ABA NUMBER 81225901 |
| 1012 W Broadway Blvd |
Quarter Ended : |
2025-12-31 |
| Johnston City, Illinois, 62951 |
Updated : |
2026-01-27 |
| www.southernillinoisbank.com |
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| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
25 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 137,861 |
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Total Interest Income | 7,335 |
| Total Liabilities | 116,452 |
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Total NonInterest Income | 820 |
| Total Bank Equity Capital | 21,409 |
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Total Interest Expense | 2,292 |
| Total Deposits | 115,878 |
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Total NonInterest Expense | 3,849 |
| Net Loans & Leases | 80,489 |
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Net Income | 1,603 |
| Loan Loss Allowance | 935 |
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Net Charge Offs | 146 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 81,967 |
| Total assets for the leverage ratio | 142,806 |
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Loans secured by real estate: | 58,655 |
| Tier 1 Leverage Ratio | 16.9 |
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Commercial and industrial loans | 13,888 |
| Off Balance Sheet Exposures (%) | 1.7 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,726 |
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:· Southern Illinois Bank
