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 Cogent Bank
Cogent Bank
| RSSD ID 2847142 | CERTIFICATE 34908 | ABA NUMBER 63114661 |
| 420 S Orange Ave |
Quarter Ended : |
2025-03-31 |
| Orlando, Florida, 32801 |
Updated : |
2025-04-30 |
| WWW.cogentbank.net |
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| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
237 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,131,275 |
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Total Interest Income | 33,935 |
| Total Liabilities | 1,945,578 |
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Total NonInterest Income | 2,682 |
| Total Bank Equity Capital | 185,697 |
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Total Interest Expense | 11,474 |
| Total Deposits | 1,930,078 |
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Total NonInterest Expense | 14,194 |
| Net Loans & Leases | 1,617,331 |
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Net Income | 7,900 |
| Loan Loss Allowance | 16,812 |
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Net Charge Offs | (813) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 200,586 |
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Total loans | 1,548,031 |
| Total assets for the leverage ratio | 2,053,759 |
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Loans secured by real estate: | 917,709 |
| Tier 1 Leverage Ratio | 8.91 |
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Commercial and industrial loans | 622,335 |
| Tier 1 Capital Ratio | 10.75 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.78 |
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Loans to individuals - Other | 5,959 |
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:· Cogent Bank
