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 Cogent Bank
Cogent Bank
| RSSD ID 2847142 | CERTIFICATE 34908 | ABA NUMBER 63114661 |
| 420 S Orange Ave |
Quarter Ended : |
2025-12-31 |
| Orlando, Florida, 32801 |
Updated : |
2026-01-29 |
| WWW.cogentbank.net |
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| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
254 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,435,900 |
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Total Interest Income | 150,211 |
| Total Liabilities | 2,218,085 |
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Total NonInterest Income | 13,381 |
| Total Bank Equity Capital | 217,815 |
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Total Interest Expense | 50,192 |
| Total Deposits | 2,176,403 |
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Total NonInterest Expense | 56,590 |
| Net Loans & Leases | 1,884,196 |
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Net Income | 38,223 |
| Loan Loss Allowance | 20,581 |
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Net Charge Offs | 2,008 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 234,998 |
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Total loans | 1,836,155 |
| Total assets for the leverage ratio | 2,429,007 |
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Loans secured by real estate: | 1,004,365 |
| Tier 1 Leverage Ratio | 8.8 |
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Commercial and industrial loans | 818,206 |
| Tier 1 Capital Ratio | 10.44 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.48 |
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Loans to individuals - Other | 13,583 |
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:· Cogent Bank
