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 Cogent Bank
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Cogent Bank
| RSSD ID 2847142 | CERTIFICATE 34908 | ABA NUMBER 63114661 |
| 420 S Orange Ave |
Quarter Ended : |
2026-06-30 |
| Orlando, Florida, 32801 |
Updated : |
2026-07-30 |
| WWW.cogentbank.net |
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| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
264 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,454,078 |
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Total Interest Income | 81,529 |
| Total Liabilities | 2,210,583 |
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Total NonInterest Income | 10,539 |
| Total Bank Equity Capital | 243,495 |
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Total Interest Expense | 24,188 |
| Total Deposits | 2,188,638 |
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Total NonInterest Expense | 30,846 |
| Net Loans & Leases | 1,803,650 |
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Net Income | 27,092 |
| Loan Loss Allowance | 20,495 |
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Net Charge Offs | 859 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 261,771 |
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Total loans | 1,811,795 |
| Total assets for the leverage ratio | 2,475,941 |
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Loans secured by real estate: | 1,007,312 |
| Tier 1 Leverage Ratio | 9.72 |
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Commercial and industrial loans | 794,415 |
| Tier 1 Capital Ratio | 11.95 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.01 |
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Loans to individuals - Other | 10,068 |
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:· Cogent Bank
