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 Cogent Bank
Cogent Bank
| RSSD ID 2847142 | CERTIFICATE 34908 | ABA NUMBER 63114661 |
| 420 S Orange Ave |
Quarter Ended : |
2025-06-30 |
| Orlando, Florida, 32801 |
Updated : |
2025-07-30 |
| WWW.cogentbank.net |
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| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
244 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,257,949 |
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Total Interest Income | 69,929 |
| Total Liabilities | 2,062,198 |
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Total NonInterest Income | 7,231 |
| Total Bank Equity Capital | 195,751 |
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Total Interest Expense | 23,990 |
| Total Deposits | 2,048,073 |
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Total NonInterest Expense | 28,171 |
| Net Loans & Leases | 1,729,633 |
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Net Income | 17,295 |
| Loan Loss Allowance | 18,282 |
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Net Charge Offs | (799) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 211,483 |
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Total loans | 1,643,684 |
| Total assets for the leverage ratio | 2,187,425 |
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Loans secured by real estate: | 947,215 |
| Tier 1 Leverage Ratio | 8.8 |
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Commercial and industrial loans | 687,801 |
| Tier 1 Capital Ratio | 10.6 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.65 |
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Loans to individuals - Other | 8,667 |
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:· Cogent Bank
